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What is Loan Modification?
The most common modifications are lowering the interest rate, reducing the principal balance, 'fixing' adjustable interest rates, forgiveness of payment defaults & Fees, or any combination of these. A Loan Modification can help home owners who can’t refinance or afford their current payments. Getting mortgage help for troubled home loans can help stop the foreclosure process.
A loan modification with a real estate attorney may offer a more favorable loan modification agreement than your lender will offer you directly. With so many home loans adjusting to higher payments a loan workout with the Feldman Law Center can modify loan terms fast and effectively.
Obtaining loan modification help and proper legal advice from an Attorney will get you a better loan modification agreement with your lender and preserve your credit. If you are already behind in your mortgage payments this may help stop the foreclosure process and help you avoid foreclosure.
A loan workout needs to perform for both parties; your lender does not want your home and go through the foreclosure process. However, they may not want to accept your partial payment and threaten foreclosure if you are late or in default. We can offer free foreclosure help and advice to homeowners that want to keep their home.
